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File
a police report. Even though you will cancel all of your credit
cards, there is a chance that someday the police will pick up a person who
happens to have your credit cards in their possession. Being in
possession of stolen property assists in prosecuting criminals. |
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Cancel
your credit cards. We all know this one, but until you have to
remember which cards you had in your wallet you realize that you should
write all of the cards and numbers down someplace. The companies
will need this information as will law enforcement. |
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Call
the three credit reporting companies. You can put a "fraud
alert" on your name and social security number which will cause you
to be notified if anybody seeks to use either in getting credit.
These are: Equifax 1-800-525-6285
Experian 1-800-301-7195
Trans Union 1-800-680-7289
They actually send you a copy of their credit report on you when you
report a fraud. |
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The
Social Security Administration has a fraud number also at 1-800-269-0271 |
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Almost
all of the companies/agencies have an option on their automated answering
routines to report a stolen card. |